Man O'War Harley-Davidson® Finance Department
Get Harley-Davidson® Financed
Open 7 Days a Week
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Get 6.39% Apr and $0 Down on New Motorcycles
Rates start at 6.39% APR for new Harley-Davidson® motorcycles with $0 down options available for 60 months.
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Get on a Sportster for as Low as $213 per Month
Take advantage of extended terms now available on all Sportster® models and ride for as little as $213 per month with 10% down for 84 months.
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Rider-To-Rider Financing Program
The Harley-Davidson® Rider-to-Rider Financing program offers financing to qualified individuals who are buying a used motorcycle from a private party. Contact Us for more information.
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Rider Training Graduates 6.59% Apr Offer on New Motorcycles
Complete the Harley-Davidson® Riding Academy Course or other approved accredited course and get rates as low as 6.59% APR on new motorcycles for 60 months for high credit tier customers. You must apply within 180 days of course completion.
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Get on Select Grand American Touring Models for Under $330 per Month*
Take advantage of extended terms now available on Grand American Touring models and ride for as little as $330 per month with 10% Down for 96 months.
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Get on Select Cruiser Models for Under $227 per MONTH5
Take advantage of extended terms now available on all Softail models and ride for as little as $227 per month with 10% Down for 84 months.
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Get 7.79% Apr Financing and $0 Down on Used Motorcylces
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Financing for Active Military
As a thank you for your service, active duty stateside military personnel can get a $0 down payment, reduced rates, and flexible term options.
Contact Our Team!
Darren Moses
Finance Manager
(859) 253-2461
finance@manowarhd.com
Bobby Napier
Sales Manager
(859) 253-2461
bobby@manowarhd.com
Man O'War Harley-Davidson® Financing - Get Approved in Minutes!
Don't you deserve to have the full Harley® experience? If you are deciding to finance your new ride, you're not alone. Let Man O'War Harley-Davidson® and Harley-Davidson® Credit Corporation, finance the motorcycle of your dreams. We provide convenient, hassle-free financing* to get you on the road faster. We offer loans for new and pre-owned motorcycles, including fixed-rate loans with low down payments and terms up to 84 months on certain models. We understand the stress of financing your new bike, that's why we know how important is it to do our work quickly and efficiently and get you riding ASAP! Get your Harley-Davidson® financed!
H-D™ Extended Service Plan
Harley-Davidson® motorcycles are the best in the world. While mechanical failures are rare in today's Harley-Davidson® models, there is always a chance your motorcycle might break down or need a major repair. The Harley-Davidson® Extended Service Plan coves over 1,100 parts on your new or pre-owned motorcycle in the event of a mechanical breakdown. Enjoy low, locked in repair costs, expense reimbursement, optional tire and wheel coverage, and nationwide repair location assistance. You can also sell your motorcycle and transfer your contract, free to the next owner. What an easy way to increase your Harley®'s resale value!
Guaranteed Asset Protection7 (GAP):
No one likes to think about having their motorcycle stolen or totaled in an accident, but the fact is that it can happen. The Harley-Davidson® Guaranteed Asset Protection plan can waive the difference between what is owed on your loan and what your insurance company will pay. It could even cover the cost of your insurance company's deductible, up to $1000.00.
GAP Example
| FOR EXAMPLE | AMOUNT |
|---|---|
| Loan contract payoff: | $20,000.00 |
| Insurance settlement amount: | -$14,000.00 |
| Your motorcycle insurance deductible is: | +$500.00 |
| Making your total out-of-pocket expense: | $6,500.00 |
| Our Guaranteed Asset Protection (GAP) Plan covers: | -$6,500.00 |
| Total you now owe to pay off your loan: | $0.00 |
H-D™ Insurance
Custom is king at Harley-Davidson®, a place where no two motorcycles are alike. So when it comes to protecting your one-of-a-kind motorcycle, think of the investment you've made. Will everything on your Harley® be covered by your current provider? Get your insurance from the same place you got your motorcycle. No other insurance agency takes better care of motorcyclists than Harley-Davidson® Insurance Services. Call toll-free (800) 832-4449 ext. 4961 any day of the week for a FREE rate quote.
H-D™ Rider-To-Rider Financing Program | Seller Assist
Want to sell your motorcycle but your buyer needs financing? Harley-Davidson® Financial Services' Seller's Assist Program and Man O'War Harley-Davidson® can arrange convenient, hassle-free financing* for individuals who are buying a motorcycle from another individual or private party. This program also entitles the purchaser the option to purchase great benefits such as Harley-Davidson® Extended Service Plan, Harley-Davidson® Debt Protection Plan, Harley-Davidson® Guaranteed Asset Protection, Harley-Davidson® Insurance, Harley-Davidson® Genuine Motor Parts, Accessories, and MotorClothes® and Apparel
H-D™ Appearance Protection
If you're like many riders, your motorcycle's appearance is as important as its performance. With Harley-Davidson® Appearance Protection you can keep your bike looking as good as the day you rode out of the dealership. Scotchgard™ Paint Protector guards against the elements you'll encounter on the road, like salt, hard water, tree sap, insects, bird waste, acid rain, and more.
If covered damage does occur, affected areas will be repaired and resurfaced, restoring your paint to its original condition. Scotchgard™ Leather and Vinyl Protector repel stains from food, drink, lotions, ink, and more. Your leather and vinyl are also covered in the event of rips, tears, cracks, or loose stitching, caused by weather or UV weakening. Rips or tears less than 2" or punctures less than ¼" will be repaired and surface treated. And to keep that shine, the Scotchgard™ Protector will defend your chrome against the environment. If covered damage does occur, areas will be repaired and resurfaced. Whether you're a road warrior or a casual rider, this protection provides real peace of mind.
H-D™ Theft Protection
Motorcycle theft is an unfortunate but real crime. Harley-Davidson® Theft Protection protects you and your assets by helping law enforcement quickly identify your bike - aiding in recovery and, if necessary, helping you purchase a replacement motorcycle.
Available on new or used H-D® motorcycles and fully transferrable if you sell your bike to a private party. The invisible DataDot™ theft recovery systems placed on parts of your motorcycle are registered in a secure database accessible to law enforcement agencies throughout the U.S., Canada, and Puerto Rico.
The database cross-references the VIN and DataDots™ so that a recovered motorcycle will be returned as quickly as possible. If H-D™ Theft Protection fails to result in the recovery of your stolen motorcycle, you'll receive up to $5,000 toward the purchase of a replacement motorcycle.
H-D™ Planned Maintenance
Keeping up with regular maintenance is important no matter how many miles you ride. Maintenance scheduled in accordance with H-D® factory recommended services is intended to keep your bike from experiencing any unexpected breakdowns. Harley-Davidson® Planned Maintenance helps support your factory warranty and ensure your bike stays in road-ready shape. Maintenance is performed by trained H-D® dealership technicians using only genuine H-D® motor parts & accessories. Choose from four different service plan options to meet all your H-D® motorcycle maintenance needs and never miss another scheduled service visit.
* Any individual ("Customer") who trades in an on-road, street legal motorcycle of any brand/model at a participating U.S. Harley-Davidson® dealership between June 1, 2023 and June 30, 2023 ("Sales Period") is eligible to participate in the $1,000 - $1,500 H-D® Touring Customer Trade-In Credit program ("Program"). Under the Program, Customers that trade in an Eligible Trade-In Motorcycle at a participating Harley-Davidson® dealership will receive a $1,000 or $1,500 H-D® credit towards the purchase price of a new, untitled, model year 2022 or 2023 Harley-Davidson® Grand American Touring or Adventure Touring motorcycle ("Eligible Motorcycle"). Harley-Davidson® will reimburse participating dealerships in accordance with the Credit Incentive (see Credit Incentive section below) for each qualified claim of an Eligible Motorcycle purchase made after an Eligible Trade-In Motorcycle has been traded-in. Trade-in credit in this Program is offered separately from trade-in valuation. The participating dealership will follow its standard trade-in practices and has sole discretion over final trade-in valuation and any payment, if any, to Customer trading in Eligible Trade-In Motorcycle hereunder. Offer is good on purchase of an Eligible Motorcycle available and in stock at participating dealer locations during the Sales Period only. Eligible Trade-In Motorcycle trade-in and purchase of Eligible Motorcycle must be made at the same participating dealership. Sales Period Customers must complete an Eligible Trade-In Motorcycle trade-in at a participating H-D® dealership between June 1, 2023 and June 30, 2023 ("Sales Period"). SWRs must be submitted by 9:00 p.m. CST on June 30, 2023.
* Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 11.89% offer is available on new Harley-Davidson® motorcycles to high credit tier customers at ESB and only for up to a 96-month term. The APR may vary based on the applicant's past credit performance and the term of the loan. For example, a 2023 Street Glide® Standard motorcycle in Vivid Black with an MSRP of $21,999, a 10% down payment and amount financed of $19,799.10, 96-month repayment term, and 11.89% APR results in monthly payments of $320.60. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.
*Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 10.89% offer is available on new Harley-Davidson® motorcycles to high credit tier customers at ESB and only for up to an 84-month term. The APR may vary based on the applicant's past credit performance and the term of the loan. For example, a 2023 Softail® Standard motorcycle in Vivid Black with an MSRP of $14,399, a 10% down payment and amount financed of $12,959.10, 84-month repayment term, and 10.89% APR results in monthly payments of $221.14. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.
*Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 10.89% offer is available on new Harley-Davidson® motorcycles to high credit tier customers at ESB and only for up to an 84-month term. The APR may vary based on the applicant's past credit performance and the term of the loan. For example, a 2023 Nightster™ motorcycle in Vivid Black with an MSRP of $13,499, a 10% down payment and amount financed of $12,149.10, 84-month repayment term, and 10.89% APR results in monthly payments of $207.32. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.
Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 5.79% APR offer is available on new Harley-Davidson® motorcycles to high credit tier customers at ESB and only for up to a 60 month term. The APR may vary based on the applicant's past credit performance and the term of the loan. For example, a 2023 Heritage Classic 114 in Vivid Black with an MSRP of $21,199, 10% down payment and amount financed of $19,079.10, 60 month repayment term, and 5.79% APR results in monthly payments of $366.99. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.
Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 5.59% APR offer is available on new Harley-Davidson® motorcycles to high credit tier customers at ESB and only for up to a 60 month term. The APR may vary based on the applicant's past credit performance and the term of the loan. For example, a 2023 Road Glide® Limited motorcycle in Vivid Black with an MSRP of $29,399, no down payment and amount financed of $29,399, 60 month repayment term, and 5.59% APR results in monthly payments of $562.78. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.
Trade-In Credit
*$1,750 or $2,500 Trade-In Credit on Select Grand American and Adventure Touring Motorcycles valid at participating Harley-Davidson® dealerships within the continental U.S. and Alaska. Offer valid toward the purchase of select new, untitled 2022 or 2023 Harley-Davidson® Grand American Touring or Adventure Touring motorcycle available and in stock at participating H-D® dealers between August 1, 2023 and September 30, 2023. Offer may not be available in all states. Touring models FLHFB, FLHTKANV, FLHXSANV and FLTRXSANV are excluded. Harley-Davidson® Trikes, CVO™, Police Duty, Anniversary, Icons and Fast Johnnie Enthusiast models are excluded. Offer not valid on previously purchased motorcycles. Offer cannot be combined with the FIND THE ONE Sales Event Cash Back offer. Eligible Trade-in Motorcycle and purchase of Eligible Motorcycle must be made at the same participating dealership. All trade-ins subject to participating dealership standard policies, rules and regulations. Other terms, conditions, and limitations may apply. Offer is subject to change at any time without notice. Void where prohibited or restricted by law. Dealer participation may vary. Additional restrictions apply, see your Harley-Davidson® Dealership or www.harley-davidson.com/us/en/tools/offers/financing-offer.html for details.
Cash Back
*$1,000 or $1,500 incentive on Select Grand American and Adventure Touring Motorcycles valid at participating Harley-Davidson® dealerships within the continental U.S. and Alaska. Offer valid toward the purchase of select new, untitled 2022 or 2023 Harley-Davidson® Grand American Touring or Adventure Touring motorcycle available and in stock at participating H-D® dealers between August 1, 2023 and September 30, 2023. Offer may not be available in all states. Touring models FLHFB, FLHTKANV, FLHXSANV and FLTRXSANV are excluded. Harley-Davidson® Trikes, CVO™, Police Duty, Anniversary, Icons and Fast Johnnie Enthusiast models are excluded. Offer not valid on previously purchased motorcycles. Offer cannot be combined with the FIND THE ONE Sales Event Trade-In Credit offer. Other terms, conditions, and limitations may apply. Offer is subject to change at any time without notice. Void where prohibited or restricted by law. Dealer participation may vary. Additional restrictions apply, see your Harley-Davidson® Dealership or www.harley-davidson.com/us/en/tools/offers/financing-offer.html for details.
*Financing Offer available only on select new 2023 and 2022 Harley-Davidson® motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. Harley-Davidson® CVO™, Police Duty, Anniversary, Icons, Highway King, Ultra Limited® Anniversary, Road Glide® Special Anniversary and Street Glide® Special Anniversary models are excluded, along with 2023 Trike, 2022 Trike and 2022 Sportster® (Evolution Engine) and 2023 Breakout® models. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant's past credit performance and the term of the loan. Financing offer is available only for up to a 48 month term. For example, a 2023 Street Glide® Special motorcycle in Vivid Black with Chrome Finish with an MSRP of $27,999, no down payment and amount financed of $27,999, 48 month repayment term, and 1.99% APR results in monthly payments of $607.32. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by November 30, 2023. This Financing Offer is valid during the period of October 1, 2023 to November 30, 2023. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See dealer sales team for details.